Legal & Financial

A trust can be an effective asset management tool that can help plan your estate during your lifetime. However, there are different types for different purposes, so it’s essential to…

A person's estate is the collection of all their property, money, and other assets at the time of their passing. Because all of a person's property must be distributed after…

After a person passes away, their family needs to distribute their property and assets. This process can be difficult because the family may not know what the person would have…

When navigating the health care system, it is important to understand the options available. There are two main programs for individuals ages 65 and over: Medicaid and Medicare. While it’s…

If you are a Veteran, both you and your spouse may qualify under the Veterans Aid and Attendance program provided through the U.S. Department of Veterans Affairs. The Veterans Aid…

The need for respite care or rehabilitation care may occur unexpectedly for individuals and their families who may not have the money to pay for these services when they are…

For many families, moving a family member out of their current home or place of residence and into residential long-term care can be a difficult process, both emotionally and practically.…

A power of attorney is a legal document that appoints someone to make legal and financial decisions for another person in the event of significant illness or injury. Annually over 8.3…

For many seniors and their families, the high costs associated with long-term care are a major concern. The U.S. Department of Health and Human Services (HHS) estimates that the average person turning…

Medicaid is a joint federal and state program that provides health coverage to millions of low-income Americans. Unlike Medicare, Medicaid will often cover non-medical (custodial) long-term care services. After reading this guide, you…

A long-term insurance policy can reimburse you daily for any long-term care services you need. This can include Activities of Daily Living (ADLs) and Instrumental Activities of Daily Living (IADLs). When applying…

Americans are living longer lives. The average life expectancy today is 76.3 years for men and 81.2 years for women, according to health research by the Centers for Disease Control and Prevention…